Why deal with
ABR Financial Services
as your Expert Travel Insurance Broker?
Here are the many reasons to do so:
Knowledge
Awareness of the countless medical conditions and the interaction of each to another.
Awareness of medications, their functions and recognizing if something may have been
forgotten.
Experience
20 years of personal experience (not cumulative combined with others) specializing in
this field.
Understanding
Individual needs, personalities, situations.
Compassion
Being compassionate with all and recognizing those with a multitude of conditions and helping all through the intricate questioning which is so essential to being properly insured.
Personalized Service
Home service to those who neither wish to nor can go to the lengths of visiting various providers of travel insurance. All the legwork is taken out of your hands, with all the products to which ABR has access and can quote you.
Variety of Product Lines
Alice Kern, President of ABR, is a licensed Financial Security Advisor by l'Autorité des Marches Financiers (AMF) of Quebec and FSCO Ontario and is an authorized broker for a multitude of different product lines, legally sold in Quebec and Ontario. Although we are required to be contractually validated, neither Alice Kern, nor ABR, are employed by, financially associated with, nor owned by any other source. ABR is totally independent representative.
Thereby making
OUR CLIENT - OUR PRIORITY!
Variety of Product Plans
Coverage for almost any and all pre-existing medical conditions, subject to the insurers' stability requirements
Day trip plans
Annual (Multi-trip) Plans
Visitors to Canada Plans
Ex-Patriot Plans
Students studying abroad or entering Canada to study.
Non-medical Plans: trip cancellation/interruption, baggage insurance, Accidental Death and Dismemberment
Assurance of Quality,
Internationally Recognized Insurers
The various insurers which underwrite the plans sold by ABR, are top rate, high quality insurers with all the necessary requirements mandated by the Canadian Insurance Regulators, as well as the AMF of Quebec.
Competitive premiums
With the various product plans, come a full range of premiums, options for deductibles which allow for full coverage while being able to reduce the premium. The only discount which ABR will offer, is that which is legally authorized by the Insurer/Product Plan.
OUR ASSURANCE OF SATISFACTION
ABR will research every possible avenue to obtain the maximum protection at the most reasonable/lowest premium. ABR will not knowingly sell a client a policy for a higher premium, when we know that the same coverage/protection is available at a lower premium from a recognized Canadian Insurer.
