About Us


We are a service-oriented Independent Licensed Financial Security Advisor firm, aimed at providing what is best for our clients. We have access to a wide variety of Life and Health Insurance product lines from various resources and, therefore, we can offer, with confidence, what is best for  YOU. That is our specialty. That is our primary knowledge and experience base.


Because we are Independent, our loyalty lays in providing

 YOU with the best solutions for your particular needs, and

 backing it up with personalized service.

When you need information, a quote, have questions about

 your situation which you would like to discuss, we will

 discuss everything with you personally.

          If you cannot reach us at the moment when you

 call or write, we will get back to you within the shortest

delay. We do the research and leg work for you, so that

 when you get a quote, it is based on a full knowledge of

your particular situation. You are an individual and your

 needs must be treated that way with specialized care to

 your individual needs!

Our primary goal is to ensure the best protection for our

clients in every area, whether it be:-

Protecting travelers while out of the province for any period

 of time;


Providing insurance coverage for Visitors to Canada;


Covering Expatriate Canadians being away from home for extended periods

Providing local Private Medical Insurance for expenses not covered or fully covered by the provincial health insurance plans

Protecting families, in case of sinister happenings with

sufficient and appropriate life insurance;

The smooth continuance of businesses, in the event of loss

of the owner or a partner;

Protecting your assets for a serene retirement;

To contact us, click here.

We look forward to hearing from you.

Sincerely yours,

Alice Kern    Financial Security Advisor

President,   ABR Financial Services